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Welcome to PA Housing Finance Agency
![Final Notice Final Notice](/images/homepage/final-notice.jpg)
Foreclosure Notice
If you're facing foreclosure, we have counselors who can help identify your best options - at no cost to you.
![K-FIT image with a runner and kfit text](/images/homepage/kfit-keystone-forgivable-in-ten-years-loan-program.jpg)
Forgivable Loan
K-FIT is a loan forgivable in 10 yrs with downpayment & closing cost assistance.
![Roof Repair photo of a man on roof installing shingles](/images/homepage/roof-repair-shingles_300.jpg)
Get Money for Repair$
Does your home need repairs but you're low on funds? A low-interest HEELP loan may be your answer.
![Housing Policy Fellowship Housing Fellowship](/images/homepage/housing-fellowship.jpg)
Paid Research
PHFA has a paid housing policy research fellowship. Application deadline is 5 pm on Wed, July 31, 2024.
![Housing Counseling photo of a housing counseling customer](/images/homepage/mel_w.jpg)
Fayette County
Meet Melissa and her family. A PHFA housing counselor provided her with homebuying guidance.
![PA Homeowner Assistance Fund PAHFA logo](/images/homepage/PAHAF-Logo.png)
COVID Assistance
COVID related hardship? Help is available thru the PA HAF. Note: Applications are on pause status.